FOUNDERS

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Makhkamova Gulbahor founder and one of the shareholder


     Ms. Gulbahor Makhkamova has always been an entrepreneur at heart. Ms. Makhkamova has more than twelve years of experience working for international and local NGOs on issues of economic development, gender andmicrofinance. For the past ten years, she has focused on microfinance and has held supervisory responsibilitiesin the areas of operations, marketing, human resources, product development and quality management.
Ms. Makhkamova graduated from Khujand State University with an honors diploma in finance and banking and also completed the international educational program “Leadership for Sustainable Development” and the Regional Scholar Exchange Program ACCESS at Columbia University, Harriman Institute. She has participated in various professional trainings, including: Women and Sustainable Development by LEAD International, Moscow; Women and Social Life, OSCE; Business Planning and Financial Modeling by the Microfinance Center of Poland, Tbilisi, Georgia; and Client Impact Assessment Workshop by the SEEP Network, Washington, D.C.; among others. In addition, Ms. Makhkamova received a science degree for Candidate of Sciences (PhD), and has published her work in more than ten publications.
Ms. Makhkamova is also very dedicated to helping women become successful entrepreneurs. She is the General Director of National Association of Business Women of Tajikistan (NABWT), which provides professional training for women, especially from vulnerable households on a very poor income.

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Sharipova Sanavbar - founder and one of the shareholder


     Sanavbar Sharipova has an over 30 years of professional experience in business development Programs focused on youth and empowerment of women. She is a founder of the National Association of Business Women of Tajikistan where she served as a Chair for 10 years (1995-2005). She had continued her professional development in the position of CEO of CJSC MDO “IMON INTERNATIONAL” for another 17 years, where she supervised the development and transformation of the community based microcredit program into specialized deposit taking financial institution. She holds a Masters’ degree on social science from Moscow State University, Russia, Masters’ Degree with Honors on Finance and Banking from Khujand State University, Tajikistan, has a post graduate degree in banking from the Michigan State University of USA. Sharipova Sanavbar is a fellow of the prestigious US sponsored Humphrey Fellowship Program. She had professional development at the Wells Fargo Bank (USA). In 2010, Sanavbar Sharipova was awarded a distinguished “Woman in Business” title launched by the European Bank for Reconstruction and Development.

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 NABWT founder and one of the shareholder


NABWT is one of the biggest public organizations working in Tajikistan in the sphere of poverty reduction via support and of development small and medium entrepreneurship (SME), providing entrepreneurs with access to trainings, promoting favorable conditions for business growth in Tajikistan.

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 Nasiba Usmonova founder and one of the shareholder


Director of Training Center “Business and Finance Excellence”. She graduated Khujand State University with honors, specialization applied mathematics, finance and credit. She has more than 10 years of experience in banking sector. She is a certified trainer in the field of micro-financing and business. A holder of CAP certificate (certified practicing accountant). Alumni of the programs: “Open World” USA, “Women entrepreneurship and ICT” Israel.

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Pulotova Azizafounder and one of the shareholder


Deputy director of Training Center “Business and Finance Excellence”. She graduated Tajik State University of Law, Business and Politics, specialization international economist. She has more than 8 years of experience in the field of micro-financing. She is a certified trainer in the field of micro-financing and business. Alumni of the programs: “International Visitor Leadership Program” USA, “Women entrepreneurship and ICT” Israel.

Nabieva Firuza founder and one of the shareholder


HR manager of LLC MDO “IMON International”. She graduated Khujand Branch of Tajik Technological University of Tajikistan, specialization finance and credit. She is a holder of MBA diploma of SHB. Alumni of the program «International Women Leadership Program» USA.